Privacy Policy

Last Updated: November 4, 2024

Introduction

Welcome to Core Nexis ("we", "our", "us", or the "Company"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://corenexis.com and any of our related products and services, including but not limited to:

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access our websites or use our services.

Table of Contents

  1. Information We Collect
  2. How We Use Your Information
  3. Disclosure of Your Information
  4. Security of Your Information
  5. Cookies and Other Tracking Technologies
  6. Third-Party Websites
  7. Financial Tools Data Handling
  8. Advertising and Analytics
  9. Your Privacy Rights
  10. Data Retention
  11. International Data Transfers
  12. Children's Privacy
  13. California Privacy Rights
  14. Updates to This Policy
  15. Contact Us

1. Information We Collect

Personal Data

While using our services, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:

Usage Data

We may collect usage data automatically when you use our services. This may include:

Specific Data Collection by Product

Core Nexis Blog

When you visit blog.corenexis.com, we collect:

Core Nexis Tools

When you use tools.corenexis.com, we collect:

Core Nexis Financial Tools

When you use fin.corenexis.com, we collect:

2. How We Use Your Information

Core Nexis uses the collected data for various purposes:

Legal Basis for Processing Under GDPR (for EEA Users)

If you are from the European Economic Area (EEA), Core Nexis's legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it:

3. Disclosure of Your Information

We may disclose your personal information in the following situations:

Business Transfers

If Core Nexis is involved in a merger, acquisition, or asset sale, your personal data may be transferred. We will provide notice before your personal data is transferred and becomes subject to a different Privacy Policy.

Disclosure for Law Enforcement

Under certain circumstances, Core Nexis may be required to disclose your personal data if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

Third-Party Service Providers

We may employ third-party companies and individuals to facilitate our services ("Service Providers"), to provide services on our behalf, to perform service-related services, or to assist us in analyzing how our services are used. These third parties have access to your personal data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our services.

Advertising

We may use third-party Service Providers to show advertisements to you to help support and maintain our services. We, along with third-party vendors, use first-party cookies (such as Google Analytics cookies) and third-party cookies (such as Google's advertising cookies) or other third-party identifiers to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Affiliates

We do not share your information with any third parties or affiliates. However, our blog or tools may contain affiliate links from time to time.

4. Security of Your Information

Core Nexis implements robust security measures to maintain the safety of your personal information when you enter, submit, or access your personal information. We utilize industry-standard protocols and technologies to protect your data.

High-Level Security Implementations

To ensure maximum protection of your data, we employ:

Financial Data Security

For Core Nexis Financial Tools, we implement additional security measures:

While we strive to use commercially acceptable means to protect your personal data, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your personal information, we cannot guarantee its absolute security.

5. Cookies and Other Tracking Technologies

Core Nexis uses cookies and similar tracking technologies to track activity on our services and store certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

Types of Cookies We Use

Cookie Control

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our services. You can learn more about cookies and the following third-party websites:

6. Third-Party Websites

Our services may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. These third-party services may place their own cookies or other files on your computer, collect data, or solicit personal information from you.

7. Financial Tools Data Handling

Core Nexis Financial Tools (fin.corenexis.com) processes and stores financial data with additional security measures and privacy controls:

Data Collection

When using our financial tools, we collect:

Encryption and Security

All financial data is:

Data Usage

Your financial data is used exclusively to:

User Control

You maintain control over your financial data with options to:

We do not share your detailed financial information with third parties except as required to provide the service or as otherwise described in this Privacy Policy.

8. Advertising and Analytics

Core Nexis utilizes various advertising and analytics services across our products, particularly on Core Nexis Blog (blog.corenexis.com) and Core Nexis Tools (tools.corenexis.com).

Advertising Services

We may use advertising services to display relevant advertisements on our websites. These services may:

Affiliate Marketing

Our websites may contain affiliate links, which means we may receive a commission if you click on a link and purchase a product or service. These affiliate relationships do not affect our editorial content or product recommendations. All affiliate links are clearly disclosed in accordance with FTC guidelines.

Analytics

We use analytics tools to understand how users interact with our services. These tools collect information such as:

Opting Out

You can opt out of certain advertising and analytics tracking by:

9. Your Privacy Rights

Depending on your location and applicable laws, you may have certain rights regarding your personal information:

Rights Under GDPR (for EEA Users)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Core Nexis aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

Your rights include:

California Privacy Rights

California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year.

If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

CCPA Privacy Rights (for California Residents)

Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Exercising Your Rights

To exercise your rights described above, please send your request to us by either:

We may need to verify your identity before responding to your request, which may include requesting additional information from you. We will respond to your verified request within the timeframes required by applicable law.

10. Data Retention

Core Nexis will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your personal data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Core Nexis will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our services, or we are legally obligated to retain this data for longer periods.

Retention Periods by Data Type

11. International Data Transfers

Your information, including personal data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including personal data, to the United States and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Core Nexis will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your personal data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Safeguards for International Transfers

When we transfer personal data outside of the EEA, we implement appropriate safeguards, which may include:

12. Children's Privacy

Our services are not intended for use by children under the age of 13 ("Children"). We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from children without verification of parental consent, we take steps to remove that information from our servers.

For residents of the European Economic Area, we do not knowingly process data of EU residents under the age of 16 without parental consent. If you become aware that your child has provided us with personal data without your consent, please contact us.

13. California Privacy Rights

California Civil Code Section 1798.83 permits users of our services that are California residents to request certain information regarding our disclosure of personal data to third parties for their direct marketing purposes. To make such a request, please send an email to [email protected].

California Consumer Privacy Act (CCPA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA). This section describes your CCPA rights and explains how to exercise those rights.

Information We Collect

We have collected the following categories of personal information from consumers within the last twelve (12) months:

Use of Personal Information

We may use or disclose the personal information we collect for the business purposes described in the "How We Use Your Information" section of this Privacy Policy.

Sharing Personal Information

Core Nexis may disclose your personal information to a third party for a business purpose as described in this Privacy Policy. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

Sale of Personal Information

In the preceding twelve (12) months, Core Nexis has not sold personal information.

Your Rights and Choices

You have the right to:

Exercising Your CCPA Rights

To exercise your rights described above, please submit a verifiable consumer request to us by:

14. Updates to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

For significant changes, we will make reasonable efforts to provide more prominent notice, such as an email notification of Privacy Policy changes if you have provided us with your email address.

15. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

Social Media

You can also reach us through our social media profiles:

Our centralized support system ensures that you can reach us about any Core Nexis product or service through these common channels. As per our motto, you don't need to visit different platforms for different products - one platform serves all your Core Nexis needs.